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Pursuant to requirements imposed by the Internal Revenue Service, any tax advice contained in this communication (including any attachments) is not intended to be used, and cannot be used, for purposes of avoiding penalties imposed under the United States Internal Revenue Code or promoting, marketing or recommending to another person any tax-related matter.  Please contact us if you wish to have formal written advice on this matter.

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"My husband and I got married thirty-eight years ago to the tune of my father saying, "Always have separate checking accounts." Jane has guided us through what money means to each of us, and how we can merge some aspects of our finances and still feel we are independent in others. It has been a wonderful experience!"
Laura Vanderbilt Ernst