Everyday Decisions: the gifts that keep on giving.

You make endless decisions every day. In fact, you make so many of them, most of the time you’re not even aware of them. If you were, you wouldn’t have enough time to live. Brushing your teeth, combing your hair and getting dressed to make your way to work would fill up your entire day!…

What’s Not in Your Wallet?

Cash!  A recent article in the Washington Post states, “Roughly eight in 10 people carry less than $50 cash in their wallets on a regular basis, according to a new report from Bankrate.com.”  The article goes on to suggest that maybe we don’t carry cash because we just don’t have it, but I think  it’s because of our society’s affinity for using plastic—whether a debit or credit card.…

Is it a DAP Move or Not?

You gotta love California Chrome–on his way to being a Triple Crown winner.  In case you missed it, California Chrome is owned by DAP—Dumb Ass Partners, two unknown working stiffs called this when they invested their last dollars into a colt they “knew” was going to be something special. …

You, Your Relationship and Money. The Worst Threesome Ever!

Married, living together or just building a committed relationship: Money is the uninvited third.   A romantic dinner for two, a second honeymoon in a tropical paradise, or a mundane trip to the grocery. Three times a couple should feel completely at ease with each other.…

Financial Freedom: Leave The Money Baggage In The Past

Leave the past behind and find your own unique financial freedom. Money Baggage: It’s not what you think. It’s not living paycheck to paycheck. It’s not your mounting credit card debt. And it’s not even your empty savings account. Those and all the other negative things about your money life have nothing to do with the real money baggage you’ve been carrying all your life.…

The Rape Of The Taxpayer

I’m actually talking about a book by Philip Stern—not the way you feel approaching the tax deadline. I may be the only person who remembers this book from the early 1970’s, but The Rape of the Taxpayer changed my life with taxes.…

Reading Between the Good News Lines

Families take on increase in debt. The headline jumped out at me. Here we go again—we humans never learn.  And then I read on, Analysts say a $241 billion quarterly bump means Americans feel better about the economy.…

New Year’s Re-Solution

It’s mid-month and by now (if you’re like the rest of the human race) your New Year’s Resolution is either nagging you like a bad tooth or becoming just a faint memory.  And since money is always one of the top 10 New Year’s Resolutions of any year, I’ll be you spend less and save more is causing problems again.…

Loaded – And Not In A Good Way

Have you ever noticed that money questions seem to always be loaded and that there’s never a good way to ask a question when it comes to money. Even the simplest question like “does this bill need to be paid now?”…

Don’t Blink

Okay, in spite of pledging to be a regular blogger again, I missed a week because I really didn’t want to weigh in on our government’s budgetary crisis. I hoped it would go away quickly so I could write about anything else.…